General Insurance – ฟิลลิปประกันชีวิต PhillipLife

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For General Individuals

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Example : companies that guarantees

Residential Fire Insurance (Fire)

Provides protection for buildings (excluding foundations) which is used as a dwelling place such as houses, townhouses, semi-detached houses, tenement houses, apartments for living in flats, condominiums, and assets within the building;

Fire 2. Lightning 3. Explosion 4. Vehicle damage 5. Aircraft disaster 6. Water damage 7. Windstorm damage 8. Flood water damage 9. Earthquake disaster 10. Hail damage

Voluntary Car Insurance

Voluntary car insurance is an agreement between the buyer (insured) and seller (insurance company). It is the purchase of insurance coverage according to the satisfaction of the buyer, who does voluntarily without being forced by law. Besides, there are types 1 - 4 coverage, type 2+, and type 3+ coverage.

Compulsory Motor Insurance (Act)

To protect and provide assistance to people who have been injured or killed in car accidents by providing prompt medical treatment in the event of injury or helping as a funeral expense in the event of death.

It is a guarantee for the hospital or medical facility that insured will receive medical expenses for the treatment of car accidents.

It is a welfare that the state provides to people who have been damaged by car accidents.

Promotes and supports insurance to participate in alleviating suffering for victims and their families.

Accident Insurance (PA)

This insurance provides coverage to the insured in the event of death, disability, bodily injury, or damage from accidents only. The insured will be covered under the personal accident insurance policy that will pay compensation for sickness resulting from an accident as follows:

Death
Loss of organs and eyesight
Permanent disability
Temporary disability
Temporary partial disability
Medical treatment

Take care of both IPD and OPD patients in one insurance (PA and Health)

Covers death, dismemberment, medical expenses from accidents, and extra medical expenses.
Sickness coverage with third medical expense coverage and income compensation coverage with daily compensation.

Travel Accident Insurance (TA)

It is an insurance that provides coverage to the insured. If the insured suffers from an accident, is injured, requires medical treatment, loss of life, or dismemberment resulting from that accident, it must occur within the time period during which the trip is scheduled.

Travel accident insurance
Travel accident insurance for tour operators and guides

Serious Illnesses Insurance (Cancer and CI Care)

For example, cancer, heart disease, and stroke with a high coverage limit if diagnosed with serious illnesses, including cancer (diagnosis and treatment).

Provide coverage for buildings and furniture (Home care)

Insurance for Medical Malpractice

Protects your business, reputation, and financial assets with medical malpractice insurance.

Fire insurance for business establishments (Fire)

Provide coverage for buildings and structures (excluding foundations) used for various businesses.

Business Interruption Insurance

As for any circumstances for the business to lose revenue, it covers the costs of building a temporary office, overtime pay, and purchasing necessary replacement equipment to keep your business running smoothly.

Imported Good Coverage (Marine)

or exported goods of the insured from damage from various events.

Hull Insurance and Special Equipment Insurance (Hull)

It is an insurance for added value.

Contractors’ Plan and Equipment Insurance

Machinery Breakdown Insurance
Erection All Risks Insurance
Contractors' All Risks Insurance

Contractors’ All Risks Insurance

Industrial All Risk Insurance

It is insurance of all kinds that covers loss or damage from any accident that is not specified in the exclusions.

Public Liability Insurance

Accident and group health insurance for organizations or groups. Must have insured from 5-10 people or more (Group accident and Health).

Take care of both IPD and OPD patients

Under a single policy, the policy owner is a juristic person or employer and has a member who is covered

Covers death, dismemberment, medical expenses from accidents, and extra medical expenses.
Sickness coverage with third medical expense coverage and income compensation coverage with daily compensation

Group Accident Insurance

Under a single policy, the policy owner is a juristic person or employer and has a member who is covered

Covers death, dismemberment, medical expenses from accidents, and extra medical expenses.
Covers income compensation with daily compensation.

General Insurance
	Company	Product’s Name	Insurance Capital (Baht)	Insurance Premium (Baht)
Fire	LMG	1. LMG Home Value Package	500,000 - 20,000,000	2,275 - 22,375
		2. LMG HOME SECURE PLUS	600,000 - 5,000,000	500 - 5,080
	Bangkok	1. Fire Insurance “Rak Bann Project”	500,000 - 10,000,000	646 - 12,892
Motor	AXA	1. AXA Motor 2+ Max	100,000 - 1,000,000	service garage 7,600 - 17,600 authorized service agent 9,200 - 19,200
		2. AXA 3+ Max	100,000 - 1,000,000	100,000 - 1,000,000
	Southeast	1. 2nd class insurance + Sookjai	50,000 – 300,000	sedan 5,600 - 7,700 pickup 6,500 - 8,900
		2. 3rd class insurance + Sookjai	50,000 – 300,000	sedan 5,000 - 6,600 pickup 5,300 - 7,100
		3. 3rd class insurance	1,000,000	sedan 1,900 pickup 2,750 van 2,850
PA	Southeast	1. PA Smile Protect	100,000 – 200,000	1,320 - 2,300
		2. PA Smart Protect	100,000 – 500,000	910 - 4,140
		3. PA Smooth Protect	100,000 – 500,000	2,000 - 5,710
	Bangkok	1. PA	100,000 – 800,000	1,500 - 2,900
PA and Health	Bangkok	1. Happy Health Plan (1-5)	room 1,000 – 5,000	0 -5 year 10,176 - 38,194 6 year 4,816 – 17,847 55 year 7,762 – 28,968
	Dhipaya	1. TIP Smart Health Care Plan Support	Total coverage per year age 41-50 / 600,000 Age 51-60 / 400,000 Age 61-70 / 400,000	18,750
		2. TIP Deluxe Health Care	Benefit for each disease/accident Age 15-40 / 200,000 / room rate 8,000 Age 41-50 / 180,000 / room rate 7,000 Age 51-60 / 120,000 / room rate 6,000 Age 61-70 / 100,000 / room rate 5,000 Age 71-80 / 60,000 / room rate 4,000	31,250
TA	Viriyah	TA (Health & PA Insurance) 1. V-Sure 2. V-Shield 3. V-Smart	5,000,000 3,000,000 2,000,000	850 515 340
Cancer and CI care	Aetna	Extra Value Plan (1-6)	100,000 - 1,000,0000	Start (15 days) 509 - 4,904
	Dhipaya	Critical Illness Protection Plan	100,000 - 500,000	Start (20 Years) 430 – 2,150
Home care	LMG	1. LMG Home Value Package	500,000 - 20,000,000	2,275 - 22,375
		2. LMG HOME SECURE PLUS	600,000 - 5,000,000	500 - 5,080
	Bangkok	1. Fire Insurance “Rak Bann Project”	500,000 - 10,000,000	646 - 12,892
Medical Malpractice	Bangkok		1,000,000 baht / time 3,000,000 baht / year	9,700 – 12,000 baht/year
	Bangkok		2,000,000 baht / time 6,000,000 baht / year	14,000 – 17,200 baht/year
	Dhipaya		1. Coverage 1,000,000 baht/ time, and per year 2,000,000 baht (policy year)	6,900 – 8,300 baht/year
	Dhipaya		2.Coverage 2,000,000 baht/time, and 4,000,000 baht (policy year)	9,600 – 12,800 baht/year
	Dhipaya		3. Coverage 3,000,000 baht/time, and 6,000,000 baht (policy year)	12,400 – 18,000 baht/year
Business protection
Fire	LMG	1. SME Ultra Value	From the first 500,000 baht Extra premium per 100,000	2,500 - 2,800 120 - 190
		2. SME Secure Plus	500,000/ 2,000,000/ 5,000,000	1,350 - 1,900/ 3,300 - 5,500/ 7,200 - 12,700
		3. SME Value for Enterprise	500,000 - 10,000,000	2,675 - 15,500
	MSIG	Shop Insurance Package SME Easy	500,000 - 20,000,000	2,379 - 40,516
	Bangkok	1. Fire Insurance for Business	500,000 - 10,000,000	699 - 1,398/ 13,966 - 27,932
Business Interruption	Chubb, Tune, Tokio marine, Bangkok, MSIG	No package, quotation required.
Marine	Tokio marine	No package, quotation required.
	MSIG	No package, quotation required.
	Thaisri	No package, quotation required.
Hull	Bangkok	No package, quotation required.
	Chubb	No package, quotation required.
Contractors’ plan and Equipment	Dhipaya, Tune, Viriyah, Tokio marine, Bangkok, Other	No package, quotation required.
Contractors’ all risks	Dhipaya, Tune, Viriyah, Tokio marine, Bangkok	No package, quotation required.
IAR	Dhipaya, Tune, Viriyah, Tokio marine, Bangkok	No package, quotation required.
Public Liability	Dhipaya, Tune, Viriyah, Tokio marine, Bangkok	No package, quotation required.
Group accident and Health	Pacific Cross	1. Essential SME Package (1-10)	Room rate 600 - 5,000	1,354 – 9,948
	Aetna	1. Employee, we care (1-6)	Room rate 800 - 5,000	1,900 – 10,697
Group accident	Pacific Cross	1. Essential SME Package (1-10)	Room rate 600 - 5,000	1,354 – 9,948
	Aetna	1. Employee, we care (1-6)	Room rate 800 - 5,000	1,900 – 10,697